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Just an update on the daughter’s portfolio. Based on the Papabear guidance we sold VIOV (small cap) and bought VTV (large cap value) today, last trading day of the month.

I appreciated your commentary on bitcoin. When we started this financial journey with the girls in 2020, cryptocurrency was prevalent on their social media channels. We set up Coinbase accounts and bought some BT and ETH as part of the highly speculative part of their portfolio. We bought it 2021 and it was painful until it wasn’t. We are talking $50 and $100 respectively for each girl. Every family bet I make is in Bitcoin. Clemson beat (the spread against)GT in football last November and it cost me $25 I BTC plus fees. I’m reinforcing the gambling nature of the product but also growing their balance.

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